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Loan Application Checklist

 
 

Critical Documentation Required at Submission For Obtaining a Loan
 

For All Loans:

  • Pay stubs (Most Current 30 Days of Stubs)
  • Federal Tax Returns for Last Two Years (All Schedules)
  • Two Most Recent Bank Statements, All Pages
  • (Checking, Savings, Money Markets, or Investment Accounts)
  • Copy of Driver’s License—legible copy required

For Purchases:

  • Complete Agreement of Sale
  • Copy of EMD and corresponding source of funds

For Refinances:

  • Name of Insurance Agent & Phone Number
  • Current Mortgage Statement

 

If Applicable:

  • Bankruptcy—Need Full Discharge Papers with all Pages
  • Divorced—Divorce Decree and Property Settlement Agreement
  • Retired—Copies of Social Security Awards Letter/ Company Pension
  • Dividend Income—Copies of Federal Tax Returns (All schedules)
  • Gift Letter and corresponding source of funds
  • Depending on the type of loan, additional paperwork may be requested.
  • Business Returns & all Rental property documentation including taxes and Insurance
  • K1′s